Articles and Education
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Health
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3 Ways to Use Your Health Coverage When you Feel Well
Health insurance isn’t just for when you’re sick. Here’s how you can use your Marketplace coverage any time. 3 tips for staying healthy & getting the care you need Take advantage of free preventive services. Marketplace plans cover a set of preventive services, like shots and screenin
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The American Rescue Plan Act
Estimated reading time: 2 minutes The American Rescue Plan Act has made significant changes in the health insurance plans on the individual marketplace. If you have an individual health insurance plan, reach out to one of our agents for a free, personalized review of how your plan has changed.
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Preventative Care
Estimated reading time: 3 minutes Any of the following preventative care items are available for FREE with any health insurance plan that meets the minimum essential care as outlined in the Affordable Care Act. Preventative Care for Adults Abdominal aortic aneurysm one-time screening - Fo
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Enhance Your Health Plan with Supplemental Coverage
Estimated reading time: 3 minutes Why Supplemental Coverage Medical bills are the #1 reason for bankruptcies in America. Even people WITH health insurance coverage may have trouble paying their medical bills, but supplemental insurance can help. Many people have to claim bankruptcy due to a
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Health Insurance Plan Types
Estimated reading time: 4 minutes When shopping for health insurance plans as an individual, you have options. Listed below are the most common types of health insurance. If you need help understanding what you qualify for or which option will work the best for your situation, reach out to one
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Understand Your Health Insurance
Estimated reading time: 4 minutes Understand Your Health Insurance It is important to understand how health insurance works so that you can make the best decision for yourself and your family. Reading through a list of technical terms can still be confusing, so we have included an infographi
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medicare
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Medigap vs. Medicare Advantage
Estimated reading time: 3 minutes Choosing the Right Plan When enrolling in Medicare, you have choices to enhance your plan. You can keep original Medicare, add a Medicare Supplement, or enroll in a Medicare Advantage plan. Original Medicare has no max out of pocket limits. So if you have a $100
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How to Enroll in Medicare
Estimated reading time: 3 minutes How to Enroll in Medicare Many people wonder how to enroll in Medicare. Enrolling in Medicare is simple - your cards will be automatically mailed out to you three months before you turn 65, or in the 25th month you receive disability benefits. If you are not
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Understand Medicare Basics
Medicare is the United States' health insurance program for people age 65 and older, have disabilities, or have permanent renal failure. Here is a brief breakdown of the different parts of Medicare and what they cover. Give us a call or schedule a time to talk to one of our advisors if you are fee
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Group
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Structuring Group Health Insurance Benefits
The Complete Guide to Employee Benefits Introduction In this guide, you’ll learn key strategies for structuring your employee health benefits, important cost containment strategies your company can implement to reduce your claims and renewal rates, the most desired employee benefits, and the avera
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Containing Medical Costs
Estimated reading time: 4 minutes Cost Containment Solutions Rate increases are driven by demographics, medical inflation, but mostly from claims. We have multiple avenues for containing your claims costs. We have strategies you can use to contain costs, but to a degree, rising healthcare co
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Most Desirable Employee Benefits
Estimated reading time: 4 minutes Most Desirable Employee Benefits Creating a complete package of benefits includes far more than just health insurance. The benefits you offer your employees play a large role in creating a culture that first-class employees flock to. At Compass Insurance Adv
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Life
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A Life Insurance Guide for New Parents
Estimated reading time: 4 minutes Having a baby changes everything. If you’re thinking about starting a family soon, there’s lots to consider. Even if you aren’t a parent yet, life insurance shouldn’t be on the backburner. With a growing family, it’s important to understand the ins an
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Is Employer Sponsored Life Insurance Enough?
Estimated reading time: 2 minutes Is your employer provided life insurance coverage enough? Many companies offer life insurance as an employee benefit, but these policies may only provide a fraction of the coverage you actually need. Spoiler: It’s probably not enough Empl
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Life Insurance for Homeowners
Estimated reading time: 3 minutes Own a home? You might need life insurance. Owning a home can be one of the largest financial obligations you may have in life. If something unexpected happened to you, your mortgage could quickly become unaffordable for your partner, or any co-signers. That’
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Supplemental
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Enhance Your Health Plan with Supplemental Coverage
Estimated reading time: 3 minutes Why Supplemental Coverage Medical bills are the #1 reason for bankruptcies in America. Even people WITH health insurance coverage may have trouble paying their medical bills, but supplemental insurance can help. Many people have to claim bankruptcy due to a
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The Most Common Causes of Bankruptcy
Estimated reading time: 6 minutes The following article was originally published on Investopedia, and it reviews the most common causes of bankruptcy. Medical expenses is the top reason for bankruptcy in America. In the event of a large medical claim due to a hospitalization or accident there ar
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Why You Need Disability Insurance
Estimated reading time: 4 minutes This article was originally published on SmartAboutMoney. Contact one of our advisors for more information about disability insurance. Why You Need Disability Insurance Disability insurance provides a source of income to people who are unable to work due
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